Hampton Credit - Privacy Statement

Privacy Statement

We take the privacy and security of your non-public sensitive information seriously, and think it is important that you understand:

What information we collect, and how we collect it;
How we use information we collect;
Who we share information with; and
What choices you have regarding the use of the information.

What information we collect and how we collect it.

We collect anonymous and personal information as a normal part of normal operations on this web site. We automatically collect anonymous non-personal information from every visitor to the site as do most other companies on their web sites. Hampton Credit also collects both public, and non-public personally identifiable information, and sensitive information if you request information about a product or service.

Non-personal information

We automatically track and collect traffic data. Traffic data is information that does not identify you personally but may include your IP address, URL domain server and other similar types of information that help us administer our site, and improve our service offerings. We use cookies, web-beacons to track traffic data and customer transactions for accounting purposes.

No sensitive information is revealed in the collection and tracking process. We do share traffic and transactional information with our affiliates and service providers on an aggregate and anonymous basis for marketing and accounting purposes.

Personal Information

In order for you to access many of the services offered on this site, you will be required to provide us with personal information like your contact information:

Name
Street or postal address
Email address
Phone number

Personally identifiable contact information is similar to information that may be published in a phone book or directory. This information is used to identify you, complete transactions for services or products you request, facilitate requests for subsequent products or services; and for customer service fulfillment. Personal information is shared with service providers with your consent.

Personal information may also include other data that does not identify you personally such as:

Your place of employment, employer, length of time you worked there;
Number of years you lived in your home or other information about your home;
Information about your credit history;
U.S citizenship;
military service;
Loan purpose and loan amount

This information will be used to help us match you with the most appropriate service provider or product offering.

Sensitive information

You may be required to provide personal, non-public, sensitive information so that service providers can determine your eligibility for some of the services offered on this website, such as your:

Email address;
Social security number;
Driver’s license number;
Bank account or routing number;
Date of Birth;
Debit or credit card number, expiration date and security code.

The sensitive information we collect in these circumstances is shared only with service providers in order to fulfill your request. Sensitive information is immediately encrypted and is only temporarily stored in our database before being permanently deleted. Hampton Credit shares your sensitive information with service providers only with your consent in order to fulfill your request. We do not sell, rent or otherwise share your personal, non-public sensitive information with third parties unless otherwise detailed in this policy statement.

Why we need your e-mail address

We use your e-mail address to:

Confirm your identity;
Send you information on the status of your transaction;
Contact you if we need your assistance to complete the transaction;
Send you newsletters, and other customer related material.

Hampton Credit has a zero tolerance policy for e-mail abuse. If you receive unsolicited e-mails from Hampton Credit please report it to us immediately. We are not responsible for communications you may receive from service providers.

We will never ask you to provide non-public or sensitive information in an e-mail. DO NOT RESPOND to an e-mail that appears to be from us requesting non-public or sensitive information in the e-mail.

Your Access to Personally Identifiable Information

If you want to change or delete your personally identifiable information, including your e-mail address, or if you no longer are interested in a service found on this website, you may correct, update, delete or deactivate your personally identifiable information by contacting the service provider that processed your request. Information entered on the Hampton Credit website will be automatically updated each time you apply for a new or different service.

Hampton Credit reserves the right to share your information including your e-mail address without your consent when:

Ordered to do so by court order or subpoena; or
Cooperating with law enforcement investigations; or
We determine that any of your activities will harm the property, rights or users of Hampton Credit; or
To verify the integrity of the data collected; or
With our affiliated business partners for accounting purposes.

Important Note Regarding non-U.S. Users and U.S. Law

The laws and regulations of different countries and states impose different (and even conflicting) requirements on date protections and the use of the Internet. Hampton Credit is located in California, in the United States of America, as are the servers that make this web site available worldwide. The laws of the State of California and, the United States of America, govern all matters relating to this web site. If you provide information while using this site, you will be deemed to have authorized the transfer of your information to our servers in California.

Children

We do not knowingly solicit personal information from children or send them requests for sensitive information. Although there are links to other sites that may offer services to persons under the age of 18, Hampton Credit does not offer any services for person under the age of 18.

This policy statement applies to www.HamptonCredit.com.

This policy applies only to the website www.hamptoncredit.com and the users of the site. It does not apply to any other web site whether it is a site that you may link to, or a site that may link to this site. Hampton Credit is not responsible for the privacy practices on any other site or of any other entity or person. We encourage you to learn about the privacy policies of any site you visit and the companies that operate them.

This Policy is effective April 7, 2006 and replaces any prior policy we posted on our web site. We reserve the right to change this Policy and our e-mail practices at any time, so please review it frequently. When we do, we will post a revised statement on this site, and other places we deem appropriate so that you are aware of what information we collect, how we use it and under what circumstances, if any we disclose it.

Privacy Policies and Service Providers

Because this privacy policy applies only to the Hampton Credit website it may be different than our service providers’ privacy policies. Hampton Credit urges you to review the privacy policies of every website you visit where you are required to share your personal information.

Your Consent to This Privacy Policy

By using this web site, you represent to us that you are an adult under the laws of the place where you reside and that you agree with the terms of this privacy policy and with the Terms and Conditions posted on this site. If you are not an adult under the laws of the place where you reside, or if you do not agree with any provision of this policy or the Terms and Conditions, please do not use this web site, and do not provide any personal information to us.

Protect and Verify Your Personally Identifiable Information

We urge you to take adequate precautions to protect your personally identifiable information, both on and off the Internet.